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Tool

Car vs. car-free calculator

Add up depreciation, insurance, fuel, parking and repairs, then compare them with transit, bikes, rentals and the odd taxi.

Your car today (monthly unless noted)

Depreciation is the real cost even without a loan.

Your car-free mix

Yearly savings going car-free

—
Car, per year—
Car-free mix, per year—
Savings per month—
Rental days you could afford instead—
Add savings to your rent budget

Good to know

What's depreciation?

The value a car loses each year. Even a paid-off car costs money this way. A rough approach: what you paid minus what it would sell for now, divided by the years you've owned it, then divided by 12.

What if I still need a car sometimes?

That's what the rental and ride-hail lines are for. Most car-free households still use cars — they just pay only when they use one.

Read the full car-free playbook.

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The Downtown Dispatch

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